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1103 W Thomas Street, Rocky Mount, NC, 27804

2beds
1baths
956sqft
$75,000
$78price/sqft
$662/moest. monthly cost
$26,480/yrincome needed

About This Home

Calling all investors! I am writing to share a property that would be ideal for those looking to add to their portfolio. The property features a new roof and is currently tenant-occupied. If you are interested in learning more about this opportunity, please let me know.

Getting Around

36
WalkingCar-Dependent
24
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

8/10
Englewood ElementaryGrades K-52.0 mi
4/10
3/10
Rocky Mount HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Hardwood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 956
  • Total interior livable area: 956 sqft

Property

Details

  • Parcel number: 385017213969
  • Zoning: Residential

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$45$540
Property Taxes $38$456
Electricity $200$2,405
Total$662$7,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,697/yr
40% on housing$19,860/yr
45% on housing$17,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$75,000
2026-07-08Listing removed$50,000
2026-06-30Listed for sale$50,000
2026-06-05Listing removed$50,000
2026-05-28Listed for sale$50,000

For Sale by Agent

AgentDewand A Taylor
BrokerageAddison Insurance & Realty Co.

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