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108 S Pine St, Rocky Mount, NC, 27804

4beds
2baths
1,499sqft
$175,000
$117price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Discover this versatile duplex property located in Rocky Mount, NC, offering four bedrooms and two bathrooms across its well-designed layout. Situated on a generous lot of approximately 7,884 square feet, this property provides ample outdoor space and potential for various uses. The dual-unit configuration presents attractive opportunities for investors seeking rental income or owner-occupant flexibility. This independent property stands ready to serve your real estate needs in Rocky Mount. Each unit is rented, unit 112 & 108.

Getting Around

44
WalkingCar-Dependent
26
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

7/10
Benvenue ElementaryGrades K-52.7 mi
4/10
3/10
Rocky Mount HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,499

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,499
  • Total interior livable area: 1,499 sqft

Property

Details

  • Parcel number: 028388
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 7,840 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$105$1,260
Property Taxes $90$1,080
Electricity $200$2,405
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$118
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$175,000
2026-03-19Listing removed$895
2026-02-10Listed for rent$895
2025-11-11Listing removed$700
2025-10-25Price change$700
2025-10-21Price change$750
2025-10-02Listed for rent$800
2025-03-22Listing removed$800
2025-03-15Listed for rent$800
2025-03-05Listing removed$800
2025-02-27Price change$800
2024-11-06Price change$825
2024-10-11Price change$875
2024-08-31Listed for rent$925
2024-03-29Listing removed--
2024-03-06Listed for rent$700
2024-02-23Listing removed--
2024-02-11Listed for rent$700
2023-12-29Listing removed--
2023-12-19Price change$700
2023-12-06Price change$750
2023-11-02Price change$800
2023-10-19Listed for rent$895
2023-09-21Sold$150,000
2023-08-11Pending sale$150,000
2023-07-27Listed for sale$150,000
2018-05-14Sold$47,000

For Sale by Agent

AgentGuido Alejandro Murillo
BrokerageInsight Residential Realty LLC

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