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68 Beech St, Indiana, PA, 15748

2beds
1baths
1,080sqft
$135,000
$125price/sqft
$1,135/moest. monthly cost
$45,400/yrincome needed

About This Home

Live in one and rent out the other with this versatile property in Homer City! This unique opportunity features a 2-bedroom, 1-bath main home plus a separate 2-bedroom apartment above a spacious two-car garage—perfect for generating rental income or accommodating extended family. The main home has been updated with new flooring throughout and offers comfortable living spaces filled with natural light, while a new metal roof (on both buildings) provides added durability and peace of mind. The detached two-car garage offers plenty of storage and parking, and the upper-level apartment includes 2 bedrooms, a kitchen, living room and bathroom. Conveniently located close to downtown Homer City and the school, this property is ideal for both homeowners and investors alike!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Homer-Center El SchoolGrades K-60.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Refrigerator,Stove

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main
  • Dimensions: 11x7

Dining Room

  • Level: Main
  • Dimensions: 15x13

Entry Foyer

  • Level: Main
  • Dimensions: 11x6

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x7

Living Room

  • Level: Main
  • Dimensions: 15x15

Master Bedroom

  • Level: Upper
  • Dimensions: 15x12

Property

Details

  • Parcel number: 2100743300000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,639 sqft
  • Lot size dimensions: 0.1065

Parking

  • Parking features: Detached,Garage,Off Street,On Street,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$80$960
Property Taxes $149$1,788
Electricity $224$2,692
Total$1,135$13,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,914/yr
40% on housing$34,050/yr
45% on housing$30,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 15748$118
Indiana County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 15748$87
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$142,900
2026-04-04Listed for sale$149,900

For Sale by Agent

AgentLeeAnn Henry
BrokerageREALTY ONE GROUP LANDMARK

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