




2044 Three Otters Rd, Bedford, VA, 24523
About This Home
This solid brick ranch offers a rare opportunity to own two separate parcels totaling approximately 2.11 acres in a peaceful Bedford County setting just minutes from the Town of Bedford. Built in 1960, the home sits on a 1.59-acre parcel, with an additional 0.52-acre lot included in the sale, providing added flexibility, privacy, or future possibilities. The home offers approximately 1,269 square feet of main-level living with 3 bedrooms and 1 full bathroom, plus a 700-square-foot unfinished walk-out basement offering excellent storage, workshop space, or future expansion potential. A classic brick fireplace, original hardwood flooring, and solid brick construction provide an excellent foundation for renovation. Surrounded by mature hardwood trees, the property enjoys exceptional privacy while remaining conveniently located only minutes from shopping, restaurants, healthcare, and schools in Bedford. The circular driveway, covered carport, and expansive yard create an attractive country setting. The home is being sold strictly AS IS, making it an ideal opportunity for investors, flippers, or buyers looking to renovate and build equity. The home will need a new roof (not leaking but old) and new HVAC (also working but old) as well as interior renovations. Excellent structure with tons of potential.
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Range / Oven
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Linoleum / Vinyl
- Fireplace features: masonry
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Other,Oil
- Cooling features: Central
Interior Area
- Total interior livable area: 1,269 sqft
Property
Details
- Parcel number: 10924
Features
- Exterior features: Brick
- Has view: Yes
- View description: Mountain
Lot
- Lot size: 1.59 Acres
Parking
- Parking features: Carport,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,278 | $15,336 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $82 | $984 |
| Electricity | $202 | $2,433 |
| Total | $1,648 | $19,776 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $239,000 |
| 2026-08-04 | Price change | $239,000 |
| 2026-07-18 | Listed for sale | $252,900 |
