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2213 Fancy Grove Rd, Huddleston, VA, 24104

2beds
2baths
1,764sqft
$225,000
$128price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Check out this 2 bed 1.5 bath home located in a quaint area only minutes from Smith Mountain Lake! This home is full of opportunity. The property features an additional attached lot, 5 acres in total, and a 2 car garage, a shed, and a concrete carport. The home's heat source is propane wall heaters, and there are window units for cooling. Enjoy the quiet surroundings that Huddleston has to offer. Come check it out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
5/10
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Slab

Bedroom2

  • Level: First
  • Area: 127.5

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Level: First
  • Area: 109.25

Features

  • Main Level Bedroom,Main Level Den
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,764

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Propane,Wall/Space Unit
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Kitchen

  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 218.5

Master Bedroom

  • Level: First
  • Area: 150

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: Walk-In Tub

Details

  • Parcel number: 235A13

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Garden

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 4
  • Parking features: Off Street,Carport Parking (2 Car),2 Car Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$66$792
Property Taxes $73$876
Electricity $202$2,433
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 24104$255
Bedford County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 24104$193
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$250,000
2026-02-04Listed for sale$275,000

For Sale by Agent

AgentJulie Bays
BrokerageRe/Max Lakefront Realty

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