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1037 Whitetail Dr, Huddleston, VA, 24104

4beds
3baths
3,556sqft
$585,000
$165price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

1037 Whitetail Dr is a beautifully maintained all-brick modern ranch offering water access to Smith Mountain Lake and resort-style living inthe highly desirable Mariners Landing community. This bright and spacious home features hardwood floors, abundant natural light, 4 bedrooms and 3 fullbathrooms, with a functional layout that includes two bedrooms on each level and a main-level primary suite. The full walkout lower level provides additionalliving space, guest bedrooms, and a private hot tub, perfect for relaxation or entertaining. An oversized garage offers plenty of room for vehicles and storage,while the expansive 1.46-acre lot provides privacy and space to enjoy the outdoors. Located in Mariners Landing, this home includes access to one of themost comprehensive HOA amenity packages at the lake, featuring indoor and outdoor pools, a fitness center, walking trails, private beach, tennis and pickleball courts, on-site dining, and a championship 18-hole golf course, all designed to support an active and social lifestyle. Whether you're looking for a full-time residence or a serene second home, this property offers the perfect blend of quality, comfort, and convenience in a lake-access golf course community.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
2/10
Staunton River High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1994

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes

Bedroom1

  • Level: E

Bedroom2

  • Level: E

Bedroom3

  • Level: L

Bedroom4

  • Level: L

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: L

Dining Area

  • Level: E

Eat In Kitchen

  • Level: E

Family Room

  • Level: E

Features

  • Breakfast Area
  • Door features: Storm Door(s),Sliding Doors
  • Window features: Insulated Windows,Storm Window(s),Tilt-In
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,778
  • Finished area above ground: 1,778

Game Room

  • Level: L

Heating & Cooling

  • Heating features: Ductless,Heat Pump Electric
  • Cooling features: Ductless,Heat Pump Electric

Interior Area

  • Total structure area: 7,112
  • Total interior livable area: 3,556 sqft

Laundry

  • Level: E

Property

Details

  • Parcel number: 24306137

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Front Porch,Rear Porch
  • Exterior features: Maint-Free Exterior
  • Fencing: Fenced
  • Has view: Yes
  • View description: Golf Course
  • Waterfront features: Water Access Only
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 1.46 Acres
  • Features: Gentle Sloping,Views,On Golf Course

Parking

  • Total spaces: 8
  • Parking features: Attached,Paved,Garage Door Opener,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$171$2,052
Property Taxes $189$2,268
Electricity $342$4,110
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 24104$252
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24104$193
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$585,000
2026-04-16Listing removed$585,000
2026-02-05Listed for sale$585,000
2025-11-01Listing removed$599,000
2025-08-28Price change$599,000
2025-08-07Listed for sale$615,000
2022-11-02Sold$500,000
2013-09-12Sold$210,000

For Sale by Agent

AgentDAWN MICHELLE LAMBERT
BrokerageEXP REALTY LLC - SML

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