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404 2nd St W, Jordan, MN, 55352

2beds
1baths
624sqft
$197,900
$317price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

**Available for showings after May 4 2026.** Charming and cozy 2 BR home in Jordan conveniently located to shopping and highway. The bathroom remodel and stacked washer/dryer set are newer. Also, there's a nice backyard with a shed. Price is under $200,000. Call Dave at 651 329-7317

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Jordan Middle SchoolGrades 5-80.7 mi
7/10
Jordan High SchoolGrades 8-120.8 mi
7/10
Jordan Elementary SchoolGrades PK-40.8 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 624 sqft

Property

Details

  • Parcel number: 220030380

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,000$12,000
Home Insurance *$114$1,368
Property Taxes $150$1,800
Electricity $170$2,050
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 55352$262
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55352$182
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Listed for sale$198,000
2025-09-25Sold$192,000
2025-07-16Pending sale$184,900
2025-07-10Listed for sale$184,900
2002-10-17Sold$110,000

For Sale by Owner

AgentProperty Owner

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