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109 Lydia Rd, Jordan, MN, 55352

3beds
2baths
1,476sqft
$409,900
$278price/sqft
$2,886/moest. monthly cost
$115,440/yrincome needed

About This Home

Charming farmhouse nestled on 2.25 scenic acres offering the perfect blend of peaceful country living and convenience to town. This inviting home features a cozy kitchen with pergo-style flooring, white cabinetry, walk-in pantry and beautiful wood beams. The informal dining room showcases beam ceiling and pergo-style flooring creating a warm farmhouse character throughout. The spacious family room offers beautiful natural light with windows overlooking the private backyard and walkout access to the deck which is perfect for relaxing or entertaining. The main level includes a convenient laundry, a 3/4 bathroom with new LVP flooring and tiled surround shower, plus a large & bright main floor primary bedroom. Don't miss the mudroom with tiled floors, perfect to leave the mess and shoes. The upper level features 2 nice sized bedrooms and a full bath. The unfinished walkout lower level is ready for your future finishing ideas and added living space. Outside you'll love the finished (attached) & insulated Oversized 2 car garage with added storage in the attic. The barn (16x24) is ideal for pets and storage. Plenty of space for your toys is found in the 12x33 shed - which is all set up and ready for your chickens. This wonderful, cared for home is surrounded by a beautiful private country setting. A rare opportunity to enjoy acreage, charm and functionality all in one property! Extra bonus: Newer roof, gutters, fascia & soffits (2024). New lighting in the kitchen & dining room. Deck was just stained. Metal & Fiberboard siding. This home is move-in ready!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Jordan Middle SchoolGrades 5-81.3 mi
7/10
Jordan High SchoolGrades 9-121.3 mi
7/10
Jordan Elementary SchoolGrades PK-41.5 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 162.5
  • Dimensions: 13 x 12.5

Bedroom2

  • Level: Upper
  • Area: 162.5
  • Dimensions: 13 x 12.5

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 231
  • Dimensions: 16.5 x 14

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Family Room

  • Level: Main
  • Area: 310.5
  • Dimensions: 23 x 13.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Baseboard,Boiler,Ductless Mini-Split,Hot Water
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: Main
  • Area: 136.5
  • Dimensions: 13 x 10.5

Mud Room

  • Level: Main
  • Area: 97.5
  • Dimensions: 13 x 7.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 229200022
  • Zoning description: Residential-Single Family
  • Foundation area: 1064

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 2.25 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 292 x 282 x 308 x 292

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Concrete,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$236$2,832
Property Taxes $408$4,896
Electricity $170$2,050
Total$2,886$34,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,948/yr
40% on housing$86,580/yr
45% on housing$76,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 55352$258
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55352$182
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$409,900
2026-05-22Listed for sale$419,900
2017-09-29Sold$234,000
2017-08-25Pending sale$245,000
2017-08-21Listed for sale$245,000

For Sale by Agent

AgentChristy H Haasken Schuler
BrokerageChestnut Realty Inc

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