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130 Dakota Ave, Elko New Market, MN, 55054

4beds
2baths
1,900sqft
$415,000
$218price/sqft
$2,930/moest. monthly cost
$117,200/yrincome needed

About This Home

Prepare to be impressed by this beautifully maintained, completely turn-key split-entry home. From the moment you arrive, the striking stone-accented facade, manicured landscaping, and pristine concrete driveway set the stage for a home that has been meticulously cared for inside and out. Step inside to a bright, welcoming foyer featuring double doors that open into a massive walk-in closet and mudroom space-perfect for keeping everyday gear organized and out of sight. The home is flooded with natural light thanks to oversized windows. The heart of the home is the updated kitchen, fully equipped with taupe cabinetry, stainless-steel appliances, and a tile backsplash. While the adjacent dining area features a sliding glass door that leads directly out to a spacious back deck, ideal for summers. This property offers rare and exceptional garage space! In addition to the attached 2-car garage out front, the backyard features a bonus single-detached, finished garage. Whether you need a dedicated workshop, extra storage for recreational toys, a home gym, or a private studio, this extra space is a major game-changer. Ideally situated near beautiful Wagner Park, you'll have instant access to sports fields, trails, a playground, and year-round community fun right in your neighborhood. Positioned right on the annual Fire Rescue Days parade route, you'll love having front-row seats to the community's favorite summer celebration as it rolls right past your front yard on Dakota Ave.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Eagle ViewGrades PK-50.8 mi
9/10
New Prague Middle SchoolGrades 6-810.9 mi
9/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Finished,Sump Pump,Tile Shower

Bathroom

  • Level: Upper
  • Area: 45
  • Dimensions: 9'x5'

Bathroom

  • Level: Lower
  • Area: 42
  • Dimensions: 6'x7'

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 13'x10'

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12'x11'

Bedroom3

  • Level: Lower
  • Area: 88
  • Dimensions: 8'x11'

Bedroom4

  • Level: Lower
  • Area: 121
  • Dimensions: 11'x11'

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 64
  • Dimensions: 8'x8'

Family Room

  • Level: Lower
  • Area: 220
  • Dimensions: 22'x10'

Features

  • Number of fireplaces: 3
  • Fireplace features: Double Sided,Family Room,Gas,Living Room,Stone,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 938
  • Finished area above ground: 962

Foyer

  • Level: Main
  • Area: 85
  • Dimensions: 5'x17'

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Fireplace(s),Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Upper
  • Area: 80
  • Dimensions: 10'x8'

Laundry

  • Level: Lower
  • Area: 88
  • Dimensions: 8'x11'

Living Room

  • Level: Upper
  • Area: 252
  • Dimensions: 12'x21'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230070240
  • Zoning description: Residential-Single Family
  • Foundation area: 1795

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.31 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: .31

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Concrete,Electric,Garage,Garage Door Opener,Heated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$290$3,480
Property Taxes $372$4,464
Electricity $170$2,050
Total$2,930$35,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,457/yr
40% on housing$87,900/yr
45% on housing$78,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 55054$209
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55054$179
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$415,000
1998-10-19Sold$32,900

For Sale by Agent

AgentCade W Pankonin
BrokerageExit Northstar Realty

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