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8126 Blacks Bluff Rd SW, Cave Spring, GA, 30124

2beds
1baths
0sqft
$272,500
--price/sqft
$1,965/moest. monthly cost
$78,600/yrincome needed

About This Home

Escape to the river with this beautifully updated 2-bedroom cabin perfectly positioned directly on the Coosa River. Designed for both relaxation and entertaining, this property features multiple decks—both covered and uncovered—offering panoramic water views and the ultimate indoor-outdoor lifestyle. Inside, the home is open and bright with soaring vaulted ceilings, creating an airy, inviting atmosphere that perfectly complements the natural surroundings. The kitchen is well-appointed with sleek black and stainless-steel appliances, blending modern convenience with rustic charm. Recent upgrades include a durable metal roof, a brand-new pergola, and an impressive I-beam structure suspended over the water— ideal for a future boat lift. Enjoy direct river access from your private dock, making this a true waterfront retreat. Whether you're looking for a personal getaway or an income-producing property, this cabin delivers—with proven short term rental income already in place. Owner financing possible with a minimum of 20% down, creating a rare and flexible opportunity to own on the Coosa River.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Coosa Middle SchoolGrades 5-79.1 mi
7/10
Coosa High SchoolGrades 8-128.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Ranch
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Indoor Grill,Microwave,Range Hood
  • Laundry features: In Bathroom,Other

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Dining Room

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 759
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Country Kitchen, Laminate Counters, Kitchen Island, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: B16 016
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: None

Lot

  • Lot size: 4,791 sqft
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,377$16,524
Home Insurance *$161$1,932
Property Taxes $208$2,496
Electricity $219$2,637
Total$1,965$23,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,371/yr
40% on housing$58,950/yr
45% on housing$52,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30124$182
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30124$132
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$272,500
2026-03-23Listed for sale$275,000
2022-03-18Listing removed$130,000
2021-09-13Price change$130,000
2021-08-27Price change$134,500
2021-08-27Listed for sale$130,000
2021-08-21Pending sale$130,000
2021-08-06Contingent$130,000
2021-05-21Price change$130,000
2021-04-30Listed for sale$135,000
2011-07-05Sold$52,000

For Sale by Agent

AgentKristie Bledsoe
BrokerageBerkshire Hathaway HomeServices Georgia Properties

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