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45 The Trl SE, Lindale, GA, 30147

5beds
3baths
3,449sqft
$369,500
$107price/sqft
$2,762/moest. monthly cost
$110,480/yrincome needed

About This Home

Tucked away on nearly two private wooded acres (2 parcels) in the sought-after Cumberland Community near Georgia Highlands College, this spacious ranch over a finished daylight basement was designed for the realities of everyday life-room to grow, room to work, room to gather, and room for everyone to have their own space. From the moment you walk inside, the home feels comfortable, functional, and inviting. Natural light fills the open-concept main living area where cathedral ceilings and a gas fireplace create a warm central gathering space. The kitchen offers easy everyday flow with a breakfast bar, pantry, stainless appliances, white cabinetry, and adjacent dining area that opens into the great room with fireplace and deck overlooking the private back yard. The thoughtful layout continues with an in-law style floor plan on the main level, while the expansive basement creates incredible flexibility for today's lifestyles. With additional bedrooms, a family room, flex office space, kitchenette, full bath, second laundry area, and private walk-out access, the lower level easily adapts to multigenerational living, a teen retreat, home business setup, guest accommodations, or a separate family hangout space. Outside, the experience becomes even more special. Surrounded by wooded privacy with no visible neighbors, the property offers a peaceful setting where families can enjoy nature and quiet while remaining just minutes from town conveniences, Hwy 27, and Georgia Highlands College. A large level backyard, additional deck space, chicken coop and run, and extra parking pad add even more practicality to this uniquely flexible property. For buyers seeking significant functional living space, privacy, and convenience all in one property, this home delivers a rare opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Pepperell Middle SchoolGrades 5-70.8 mi
6/10
Pepperell High SchoolGrades 8-120.7 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: In Basement,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,In-Law Floorplan,Master On Main Level,Separate Shower,Tray Ceiling(s),Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Sustainable,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,710
  • Finished area above ground: 1,739

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,449
  • Total interior livable area: 3,449 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Walk-in Pantry

Property

Details

  • Parcel number: I16Z 019

Features

  • Levels: One
  • Stories: 1
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1.96 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$276$3,312
Property Taxes $283$3,396
Electricity $335$4,021
Total$2,762$33,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,697/yr
40% on housing$82,860/yr
45% on housing$73,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 30147$224
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30147$122
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$369,500
2026-05-19Listed for sale$374,500
2017-03-07Sold$7,000

For Sale by Agent

AgentRozanne Collins
BrokerageHardy Realty & Development Company

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