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14 McGhee St SW, Rome, GA, 30161

3beds
3baths
1,500sqft
$279,900
$187price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

* Up to $15,000 Down Payment Assistance (for qualified buyers) Welcome to 14 McGhee Street - Where Modern Living Meets Everyday Comfort! Discover the perfect blend of style, functionality, and value in this beautiful new construction home featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,400 square feet of thoughtfully designed living space. Step inside to an inviting open-concept floor plan filled with natural light and enhanced by durable luxury vinyl plank flooring throughout the main living areas. The modern kitchen is designed to impress with white shaker cabinetry, granite countertops, a stylish designer backsplash, and ample prep and storage space, making it ideal for both everyday living and entertaining. Upstairs, retreat to the spacious primary suite, complete with its own private en-suite bathroom, creating the perfect place to relax after a long day. Two additional bedrooms and a full hallway bathroom provide plenty of space for family, guests, or a home office. Outside, enjoy a fully fenced backyard, offering privacy and the perfect setting for weekend barbecues, entertaining friends, children at play, or pets to roam freely. An attached one-car garage adds convenience and additional storage. Conveniently located, this home offers easy access to shopping, local dining, parks, schools, and major highways, making commuting simple while keeping you close to everything you need. Whether you're a first-time homebuyer, downsizing, or looking for a smart investment opportunity, this move-in-ready home offers exceptional value and modern finishes you'll love. Don't miss your opportunity to own this stunning new construction home-schedule your private showing today and experience all that 14 McGhee Street has to offer! * Up to $15,000 Down Payment Assistance (for qualified buyers) * 100% Financing Available * Ask about additional lender incentives and how you may qualify!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

5/10
Anna K. Davie ElementaryGrades PK-60.4 mi
4/10
Rome Middle SchoolGrades 7-83.3 mi
6/10
Rome High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Concrete
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: J14E 225

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Parking features: Attached,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$205$2,460
Property Taxes $214$2,568
Electricity $219$2,637
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$121
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$279,900
2024-06-19Sold$4,000

New Construction

AgentConroy Johnson
BrokerageThe Atelier Group

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