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316 S McLin St SW, Rome, GA, 30161

1beds
1baths
873sqft
$75,000
$86price/sqft
$710/moest. monthly cost
$28,400/yrincome needed

About This Home

Charming 1 bed, 1 bath cottage located near downtown Rome, Ga. Situated on a quiet street in a friendly neighborhood. This home boasts of a spacious bedroom, living room, kitchen and bonus office room. The home is full of potential. The house is sold AS-IS. Please due your due diligence. Owner Financing Available.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Anna K. Davie ElementaryGrades PK-60.4 mi
4/10
Rome Middle SchoolGrades 7-83.9 mi
6/10
Rome High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: None

Features

  • Other
  • Window features: None
  • Flooring: Tile,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 873
  • Total interior livable area: 873 sqft

Kitchen

  • Features: Cabinets White, Country Kitchen, Eat-in Kitchen

Master Bathroom

  • Features: None

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: J14M 076
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rear Stairs,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard
  • Lot size dimensions: 97 x 48

Parking

  • Parking features: Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$55$660
Property Taxes $57$684
Electricity $219$2,637
Total$710$8,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,342/yr
40% on housing$21,300/yr
45% on housing$18,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$122
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$75,000
2026-01-01Listing removed$79,000
2025-10-30Price change$79,000
2025-08-14Price change$99,900
2025-07-28Price change$109,000
2025-05-19Price change$115,000
2025-04-25Listed for sale$118,900
2025-03-22Listing removed$950
2025-03-13Price change$950
2025-02-19Listed for rent$850
2024-02-22Listing removed--
2024-02-01Listed for rent$875
2023-06-16Listing removed--
2023-06-13Price change$850
2023-05-24Listed for rent$900
2023-05-11Sold$77,000
2023-04-29Pending sale$80,000
2023-04-27Listed for sale$80,000
2022-04-14Sold$68,000
2022-03-18Pending sale$77,500
2022-03-14Listed for sale$77,500
2008-09-11Sold$5,000

For Sale by Agent

AgentNicole Vidour
BrokeragePeach Realty, Inc.

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