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112 E 14th St SW, Rome, GA, 30161

3beds
2baths
1,320sqft
$235,000
$178price/sqft
$1,759/moest. monthly cost
$70,360/yrincome needed

About This Home

Owner financing is also available for qualified buyers with flexible underwriting and competitive terms. Alternative income documentation, including bank statements, may be considered on a case-by-case basis. Call the listing agent for current down payment, interest rate, financing terms, and qualification requirements. FHA, Conventional, VA, and Georgia Dream financing programs are also available to qualified buyers too! This brand new 3 bedroom, 2 bathroom, 1,320 sqft home has a smart layout and tons of storage! The main living area features vaulted ceilings, creating an open and spacious feel. The kitchen includes granite countertops, soft-close cabinet drawers, and brand new stainless steel appliances, including a microwave, oven, and dishwasher. There is also a large pantry! The primary bedroom features a large walk-in closet, while both guest bedrooms also offer generous closet space. The home also includes a spacious mud room and a fully decked attic, providing an incredible amount of additional storage. Outside, you'll find a concrete driveway with a convenient turnaround pad. The home is connected to city sewer and includes a one-year builder warranty covering the home's systems. Whether you're using FHA, VA, Conventional, Georgia Dream, or owner financing (for qualified buyers), this home offers multiple financing options to help make homeownership possible. Contact the listing agent for complete details.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Anna K. Davie ElementaryGrades PK-60.7 mi
4/10
Rome Middle SchoolGrades 7-83.9 mi
6/10
Rome High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Ceilings,Master On Main Level,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: J14N 379

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot

Parking

  • Parking features: Off Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$172$2,064
Property Taxes $180$2,160
Electricity $219$2,637
Total$1,759$21,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,308/yr
40% on housing$52,770/yr
45% on housing$46,906/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$121
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$230,000
2026-07-01Listed for sale$235,000
2025-09-26Sold$3,500
2020-08-21Sold$3,300

New Construction

AgentThomas Orr
BrokerageKeller Williams Northwest

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