See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

512 N 3rd St, Bismarck, ND, 58501

2beds
1baths
632sqft
$139,900
$221price/sqft
$1,235/moest. monthly cost
$49,400/yrincome needed

About This Home

Charming 1930s ranch brimming with character and potential in a desirable downtown Bismarck location! This cozy 2-bedroom home features beautiful hardwood floors in both bedrooms, conveniently connected by a full bath. The inviting living room showcases original built-in cabinetry, while the spacious dining room offers a stunning built-in china hutch with leaded glass door fronts--perfect for displaying treasured pieces and adding timeless charm. The cute, functional kitchen provides everything you need, with opportunities to update and make it your own. Move right in and enjoy the home's classic character, or add your personal touches and unlock even more potential. The unfinished basement offers excellent space to expand, with room for additional living areas. New furnace and water heater. Whether you're looking for a charming starter home, an investment opportunity, or a property to personalize over time, this downtown Bismarck gem is worth a look! Property is sold ''AS IS''.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
8/10
Wachter Middle SchoolGrades 6-81.2 mi
5/10
Bismarck High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Main Floor Bedroom
  • Flooring: Vinyl,Wood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 632

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 632
  • Total interior livable area: 632 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0015015020

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 7,405 sqft
  • Features: Lot - Owned,Rectangular Lot
  • Lot size dimensions: 50' x 150'

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Winter Weather
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance $110$1,320
Property Taxes $277$3,324
Electricity $141$1,698
Total$1,235$14,820

Income You'd Need if You Spent...

35% on housing$42,342/yr
40% on housing$37,050/yr
45% on housing$32,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 58501$131
Burleigh County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 58501$137
Burleigh County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$139,900
2026-07-09Price change$139,900
2026-06-04Listed for sale$149,900

For Sale by Agent

AgentKARIN M HASKELL
BrokerageBetter Homes and Gardens Real Estate Alliance Group

Similar Homes