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303 Mcreynolds Street, Carthage, NC, 28327

5beds
2baths
3,745sqft
$349,000
$93price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

The Addison Spencer House is a historic gem located in the heart of Carthage. Built in 1916, the home combines timeless elegance with modern potential. Nestled on over half of an acre, the property boasts stunning architecture that reflects the craftsmanship of its era. As you step inside, you're greeted by the original hardwood floors and soaring high ceilings, which create an inviting atmosphere filled with character. The home currently offers 5 bedrooms and 2 full baths with plenty of space to modify with over 3,700 square feet of living space. The updated kitchen is a stand out feature, complete with a remarkable Butler's pantry and a spacious laundry room offering ample storage. This space not only enhances functionality, but also maintains a connection to the home's historic roots. While the kitchen shines, the rest of the house awaits a visionary touch. Preserving the homes unique charm while updating the bathrooms and other areas will revitalize the property, making it an ideal project for someone who appreciates the beauty of historic homes. Whether you're looking to maintain this property's integrity or put your personal stamp on it, this opportunity is one not to be missed!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
9/10
7/10
Union Pines High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Combination
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic District
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Double Oven,Dishwasher,Cooktop
  • Laundry features: Laundry Room

Basement

  • Basement: Unfinished,Partial

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Master Downstairs,High Ceilings,Kitchen Island,Pantry,Walk-in Shower,Wet Bar,Basement
  • Window features: Storm Window(s)
  • Flooring: Tile,Wood
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,745
  • Total interior livable area: 3,745 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 00001009
  • Zoning: RHD
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Wrap Around,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 90 x 249.61 x 122 x 310

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$110$1,320
Property Taxes $244$2,928
Electricity $348$4,185
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 28327$179
Moore County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 28327$196
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$349,000
2026-06-30Listed for sale$349,000
2026-04-29Contingent$349,000
2026-03-28Price change$349,000
2026-02-06Listed for sale$375,000
2025-08-08Listing removed$430,900
2025-06-07Price change$430,900
2025-04-07Listed for sale$442,900
2025-02-24Contingent$442,900
2025-01-28Price change$442,900
2024-06-12Listed for sale$462,900

For Sale by Agent

AgentKelly Ward
BrokerageKeller Williams Pinehurst

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