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11115 Tammy Ter, Newalla, OK, 74857

4beds
2baths
1,788sqft
$370,000
$207price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

!!! Receive a 1% lender credit toward buyer's closing costs when financing with the seller's preferred lender!!! Nestled on 2 wooded acres in a peaceful, quiet neighborhood, this beautifully updated 4-bedroom, 2-bath home offers the perfect blend of country living and modern convenience. Nearly every inch has been renovated, featuring a new roof and gutters, fresh interior and exterior paint, custom kitchen cabinets, granite countertops throughout, all-new flooring, modern lighting, updated fixtures, and a new water heater. Outside, you'll find a 30x24 shop, epoxy-coated garage flooring, a storm shelter, and fresh landscaping that enhances the home's curb appeal. Enjoy the privacy and serenity of a country setting while being just minutes from major highways for an easy commute and conveniently located near Tinker Air Force Base. This move-in-ready property offers the space, upgrades, and location you've been looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
4/10
McLoud High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Property

Details

  • Parcel number: 11115NONETammy74857
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters

Lot

  • Lot size: 2 Acres
  • Features: Interior Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Cleveland County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $531$6,372
Property Taxes $283$3,396
Electricity $144$1,732
Total$2,828$33,936

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 74857$186
Cleveland County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 74857$153
Cleveland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$359,900
2026-07-23Listed for sale$370,000
2026-07-19Pending sale$370,000
2026-07-17Listed for sale$370,000
2024-07-17Sold$85,447

For Sale by Agent

AgentKarrie Christian
BrokerageChalk Realty LLC

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