See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

58604 E Clear Lake Rd, Three Rivers, MI, 49093

5beds
5baths
3,705sqft
$1,500,000
$405price/sqft
$10,270/moest. monthly cost
$410,800/yrincome needed

About This Home

Custom 5-BD, 4.5-BA, 4,290-square-foot home commands a hilltop sunset-facing view of all-sports, spring-fed Clear Lake from .93-acre professionally landscaped lot w/ 180 feet of waterfront, waterside deck, firepit, patio; elevated hillside deck; covered patio under screened porch. Main level: living area w/ woodburning fireplace, porch access, Andersen French doors; kitchen w/ Sub-Zero refrigerator, Wolf gas range, Fisher Pakel drawers, large island w/ bar seating, marble counters, large pantry; library/office, primary BD w/ walk-in closet, bath w/ standup shower, soaker tub, dual vanities; BD w/ BA; laundry; powder room. Lower level is framed for family room w/ patio access, kitchenette, 3 BDs w/ BAs, mudroom, utility/storage, ready to finish w/ allowance for buyer. High ceilings, wood floors, elegant features. 2-car attached garage, streetside columned porch, fountain, 20-ft Bennington pontoon. 233-acre lake has low-density housing, wetlands, great fishing, social activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Norton Elementary SchoolGrades K-51.3 mi
5/10
8/10
Three Rivers High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Iron Water FIlter,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,145
  • Total interior livable area: 3,705 sqft

Other

  • Level: Main
  • Area: 672
  • Dimensions: 24.00 x 28.00

Property

Details

  • Parcel number: 7500446107200

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Clear Lake

Lot

  • Lot size: 0.93 Acres
  • Features: Rolling Hills,Shrubs/Hedges
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,020$12,240
Property Taxes $1,262$15,144
Electricity $404$4,849
Total$10,270$123,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,114/yr
40% on housing$308,100/yr
45% on housing$273,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$188
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$1,650,000
2025-12-31Listing removed$1,650,000
2025-10-03Price change$1,650,000
2025-07-01Listed for sale$1,750,000
2017-03-23Sold$190,000

For Sale by Agent

AgentPaul DeLano
BrokerageLake Life Realty

Similar Homes