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24219 Findley Rd, Sturgis, MI, 49091

4beds
3baths
3,856sqft
$795,000
$206price/sqft
$6,464/moest. monthly cost
$258,560/yrincome needed

About This Home

Rare opportunity on Lake Templene! This beautifully remodeled, expansive lakefront home offers over 3,800 finished square feet of thoughtfully designed living space. Featuring 4 bedrooms and 5 baths, this home is built for both everyday comfort and unforgettable entertaining. The heart of the home is the oversized kitchen, complete with abundant counter space, extensive cabinetry, a triple pantry and large center island. A spacious dining area and a finished walkout basement provide plenty of room to gather and enjoy lake life year-round. Recent updates include a 2 year old roof, 3 year old siding, new sliders, a 3 year old deck, and a newer hot tub, perfect for relaxing after a day on the water. Step outside to take in an incredible covered back deck spanning the entire length of the home with stunning lake views. This property truly stands out with a rare private boat launch and ample dry storage. Live the lake life you've been waiting for, this one checks every box!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
9/10
Centreville High SchoolGrades 7-122.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Finished area below ground: 1,266

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 3,856 sqft

Property

Details

  • Parcel number: 01207504700

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Templene

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Shrubs/Hedges
  • Lot size dimensions: 104 x 179 x 171 x 168

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$592$7,104
Property Taxes $1,433$17,196
Electricity $420$5,047
Total$6,464$77,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,622/yr
40% on housing$193,920/yr
45% on housing$172,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 49091$135
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49091$136
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$874,900
2017-05-19Sold$360,000
2015-08-28Sold$320,000

For Sale by Agent

AgentJosh Nagy
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate

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