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19976 M 60, Three Rivers, MI, 49093

7beds
5baths
4,124sqft
$865,000
$210price/sqft
$6,933/moest. monthly cost
$277,320/yrincome needed

About This Home

THREE EXCEPTIONAL WATERFRONT HOMES OFFERED TOGETHER boasting approximately 140 feet of pristine, sandy-bottom lake frontage. This rare, side-by-side package presents AN UNIQUE OPPORTUNITY FOR PERSONAL ENJOYMENT AND A SAVVY INVESTMENT. Each home is meticulously maintained and truly move-in ready, featuring spacious outdoor decks perfect for soaking in breathtaking sunset views. The beautifully kept lawns provide ideal space for recreation and relaxation. Inside, you'll find open-concept living areas, well-appointed kitchens with newer appliances, and attached garages with ample parking. Two of the three homes include central air for added comfort. Designed for year-round living, this versatile property is perfect as a multi-generational family retreat or a seasonal getaway. With a combined total of seven bedrooms and plenty of additional sleeping space it also offers outstanding income potential as a short-term rental or Airbnb investment. Ideally located next to the restaurant, formerly known as the Fisher Lake Inn, enjoy the convenience of nearby dining, which adds appeal for guests and owners alike. A truly elevated lakeside opportunity, offering with endless possibilities. ALSO INCLUDED IS THE LOT ACROSS M-60. FISHERS LAKE IS A 327 ACRE, SANDY BOTTOM ALL SPORTS LAKE & JUST 3 HOURS FROM CHICAGO.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Mendon Elementary SchoolGrades PK-56.1 mi
4/10
Mendon Middle/High SchoolGrades 6-126.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: In Bathroom,Laundry Room

Basement

  • Basement: Crawl Space,Slab

Bathroom1

  • Level: Main
  • Area: 72
  • Dimensions: 8.00 x 9.00

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 16.00 x 9.00

Bedroom5

  • Level: Main
  • Area: 135
  • Dimensions: 15.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 7

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16.00 x 12.00

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Family Room

  • Level: Main
  • Area: 396
  • Dimensions: 22.00 x 18.00

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Replacement,Garden Window,Window Treatments
  • Flooring: Carpet,Laminate,Linoleum,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,124
  • Total interior livable area: 4,124 sqft

Kitchen

  • Level: Main
  • Area: 153
  • Dimensions: 9.00 x 17.00

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15.00 x 13.00

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 16.00 x 11.00

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9.00 x 7.00

Living Room

  • Level: Main
  • Area: 312
  • Dimensions: 26.00 x 12.00

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 23.00 x 13.00

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16.00 x 15.00

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Other

  • Level: Main
  • Area: 35
  • Dimensions: 7.00 x 5.00

Other

  • Level: Main
  • Area: 154
  • Dimensions: 14.00 x 11.00

Other

  • Level: Main
  • Area: 55
  • Dimensions: 11.00 x 5.00

Property

Details

  • Parcel number: 7501377703400

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Fishers Lake

Lot

  • Lot size: 0.65 Acres
  • Features: Level,Sidewalk,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: irr

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$588$7,056
Property Taxes $1,523$18,276
Electricity $449$5,397
Total$6,933$83,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,702/yr
40% on housing$207,990/yr
45% on housing$184,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$194
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$895,000
2026-04-01Price change$969,000
2024-03-02Price change$1,499,900
2023-12-03Listed for sale$1,500,000
2023-10-06Listing removed--
2023-04-21Listed for sale$695,000
2022-05-05Listing removed--
2022-04-01Listed for sale$1,100,000
2022-04-01Listing removed--
2022-03-22Listed for sale$1,100,000
2022-01-05Listing removed--
2021-10-08Listed for sale$1,100,000

For Sale by Agent

AgentDennis Bamber
BrokerageCressy & Everett Real Estate

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