See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

804 E State St, Colon, MI, 49040

2beds
1baths
1,348sqft
$179,900
$133price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

Charming 2-story home on just over an acre town! This well-maintained property offers the perfect blend of space, character, and updates. Inside, you'll find a huge living room, formal dining room, and an updated kitchen, along with convenient main floor laundry and a cozy enclosed porch. Two large bedrooms upstairs, with potential to create a main-floor third bedroom by partitioning the living room. Step outside to enjoy a spacious yard that goes to the shoreline of a small shared pond for wildlife viewing, garden space, and a fenced area for pets. The 2-car garage features 220 electric, built-in cabinets, workbenches, and a pellet stove--perfect for hobbies or projects. Two additional sheds provide even more storage. Major updates include windows, roof, and siding (2016), new flooring, updated kitchen, a 2-year-old furnace, and a newer shed. With ample storage in both the attic and basement, this home has room for everything. A rare in-town property with space to breathe--don't it!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Colon Elementary SchoolGrades K-80.4 mi
5/10
Colon High SchoolGrades 6-120.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedroom2

  • Level: Upper
  • Area: 208
  • Dimensions: 16.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Features

  • Ceiling Fan(s),Pantry
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,348
  • Total interior livable area: 1,348 sqft

Kitchen

  • Level: Main
  • Area: 128
  • Dimensions: 16.00 x 8.00

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 12.00 x 6.00

Living Room

  • Level: Main
  • Area: 378
  • Dimensions: 21.00 x 18.00

Master Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8.00 x 5.00

Master Bedroom

  • Level: Upper
  • Area: 360
  • Dimensions: 24.00 x 15.00

Other

  • Level: Main
  • Area: 104
  • Dimensions: 13.00 x 8.00

Property

Details

  • Parcel number: 04177703700

Features

  • Stories: 2
  • Fencing: Other

Lot

  • Lot size: 1.11 Acres
  • Lot size dimensions: 214 x 263 x 214 x 263

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$78$936
Property Taxes $297$3,564
Electricity $188$2,259
Total$1,472$17,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 49040$126
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49040$149
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$185,000
2026-04-30Listed for sale$189,900
2026-04-27Contingent$189,900
2026-03-17Listed for sale$189,900

For Sale by Agent

AgentLaura Alva
BrokerageRE/MAX Elite Group

Similar Homes