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17077 Toronto Ave SE, Prior Lake, MN, 55372

3beds
3baths
2,290sqft
$440,000
$192price/sqft
$2,971/moest. monthly cost
$118,840/yrincome needed

About This Home

Welcome to this well-maintained 3-bedroom, 2.5-bathroom, three-level split offering a functional layout and an unbeatable location. The spacious floor plan features a large kitchen with plenty of cabinet and counter space, a bright and inviting living room, and a comfortable lower-level family room that's perfect for relaxing, entertaining, or movie nights. Step outside to enjoy the generous side deck, and ideal space for grilling, gathering with friends, or enjoying your morning coffee. Conveniently located within walking distance to Ryan's Field, Ponds Park, and another nearby playground, this home offers exceptional access to outdoor recreation. You'll also appreciate being just minutes from everyday conveniences, including restaurants, a grocery store, clinic, dentist, post office, bank, hardware store, gas station, and many other local amenities. Whether you're looking for a place to grow, entertain, or simply enjoy a convenient lifestyle, this home combines comfort, space, and an outstanding location.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Prior Lake High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: Lower
  • Area: 247
  • Dimensions: 19x13

Features

  • Finished area below ground: 920
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,629
  • Total interior livable area: 2,290 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Level: Upper
  • Area: 238
  • Dimensions: 17x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 252800100
  • Zoning description: Residential-Single Family
  • Foundation area: 1259

Features

  • Levels: Three Level Split

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 125 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$238$2,856
Property Taxes $316$3,792
Electricity $193$2,317
Total$2,971$35,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,862/yr
40% on housing$89,130/yr
45% on housing$79,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55372$247
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55372$231
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$440,000
2026-07-22Pending sale$440,000
2026-07-16Listed for sale$440,000
2014-05-16Sold$226,000
2014-03-29Listed for sale$225,000
2005-10-04Sold$266,000
1999-05-04Sold$153,500

For Sale by Agent

AgentBrandon Milde
BrokerageLoam Commercial Real Estate

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