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2456 Gem Lane, Bayfield, CO, 81122

2beds
3baths
2,213sqft
$998,000
$451price/sqft
$5,797/moest. monthly cost
$231,880/yrincome needed

About This Home

Welcome to wide-open Colorado living at its finest! Situated on an expansive 40-acre parcel in Gem Village, just a short drive to historic Bayfield, 2456 Gem Lane offers the perfect blend of privacy, space, and comfort—all framed by breathtaking Southwest Colorado views and walk right into BLM land. This spacious 2 bedroom, 2-bath log home features over 2,200 square feet of well-designed living space, ideal for both everyday living and entertaining. Inside, you’ll find a bright and inviting layout with generous living areas, abundant natural light, and room to spread out. The kitchen offers ample storage and workspace, seamlessly connecting to dining and living areas to create a warm, functional flow throughout the home. The primary suite provides a comfortable retreat, while two additional bedrooms offer flexibility for guests, family, or a home office. There’s plenty of room to make this home your own. Step outside and experience what truly sets this property apart—40 acres of usable land with endless potential. Whether you’re looking for room for animals, recreation, additional outbuildings, or simply enjoying the peace and quiet of rural living, this property delivers. Take in sweeping mountain and valley views, star-filled night skies, and the tranquility that only acreage can provide. There is also a nice, quirky pole barn with room for storage and a place to park vehicles or toys. Located just a short drive from Bayfield and within easy reach of Durango, this property offers the rare combination of seclusion and convenience. If you’ve been searching for space, privacy, and true Colorado lifestyle, 2456 Gem Lane is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
5/10
Bayfield Middle SchoolGrades 6-83.2 mi
5/10
Bayfield High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Kitchen Island,Living Room Dining

Features

  • Cathedral Ceiling(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,212

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 2,213 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 567704200062
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Landscaping
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Other
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Borders National Forest

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Winter Weather
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$341$4,092
Property Taxes $224$2,688
Electricity $186$2,232
Total$5,797$69,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,754/yr
40% on housing$173,910/yr
45% on housing$154,586/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 81122$378
La Plata County$489

vs Homes Sold Last Month

Median $/sqft

ZIP 81122$305
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,100,000

For Sale by Agent

AgentJerome Bleger
BrokerageThe Wells Group of Durango, LLC

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