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1180 Lambert Chapel Rd, Siler City, NC, 27344

3beds
2baths
1,300sqft
$415,000
$319price/sqft
$2,712/moest. monthly cost
$108,480/yrincome needed

About This Home

Experience true privacy and peaceful country living on 11.739 acres in beautiful Bear Creek. Built in 2019, this well-maintained 3-bedroom, 2-bath home blends modern comfort with the serenity of nature. Step inside to an inviting open layout featuring LVP flooring, ceiling fans, and a cozy corner fireplace. The kitchen offers a spacious island, stainless steel appliances, and excellent storage--perfect for everyday living and entertaining. The primary suite is a relaxing retreat with a double vanity, tile-surround tub, and a large walk-in closet. Outside, the property truly shines. Enjoy unmatched privacy across nearly 12 acres, complete with a 16x20 wired outbuilding, a basketball concrete slab, and endless space to explore, garden, or simply enjoy the beauty of nature. Located in the desirable Bennett and Chatham Central school districts, with Randolph Fiber Optic available for high-speed internet. This is the perfect opportunity for anyone seeking space, freedom, and modern living in a peaceful rural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Bennett SchoolGrades PK-87.0 mi
5/10
Chatham Central HighGrades 9-129.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 0064018
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 11.74 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$146$1,752
Property Taxes $268$3,216
Electricity $200$2,405
Total$2,712$32,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,982/yr
40% on housing$81,360/yr
45% on housing$72,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 27344$261
Chatham County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 27344$164
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$438,000
2024-09-09Sold$395,000
2024-07-20Pending sale$394,900
2024-07-15Listed for sale$394,900
2019-05-13Sold$22,000

For Sale by Agent

AgentVeerendar Bokka
BrokerageBettersightrealty LLC

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