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7148 N Chelmsford Dr, McCordsville, IN, 46055

4beds
3baths
2,210sqft
$329,900
$149price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Located directly across from the neighborhood pool, park, and playground, this PRIVATELY BUILT spacious 4-bedroom home in Gateway Crossing offers the perfect combination of comfort, convenience, and everyday living. With over 2,200 square feet and 9' ceilings, the open-concept main level provides a layout that works for daily life and entertaining. The kitchen features a center island, abundant cabinet space, and a seamless flow into the main living area- keeping everyone connected whether you're hosting guests or enjoying a quiet night at home. Upstairs, the generous primary suite offers a private retreat, while three additional bedrooms provide room for family, guests, a home office or play area. Step outside to a fully fenced backyard with plenty of space to relax, entertain, or let kids and pets play freely. And just steps from your front door, enjoy easy access to community amenities- making summer days at the pool and trips to the park effortless. Open house Saturday 5/2 from 1-3

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
6/10
Mt Vernon Middle SchoolGrades 6-84.7 mi
8/10
Mt Vernon High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Other

  • Builder name: Prestige Custom Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Gas Oven,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Level: Upper
  • Area: 105
  • Dimensions: 10.5x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Family Room

  • Level: Main
  • Area: 232
  • Dimensions: 16x14.5

Features

  • Attic Access,High Speed Internet,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Kitchen

  • Level: Main
  • Area: 125
  • Dimensions: 12.5x10

Laundry

  • Level: Upper
  • Area: 68.25
  • Dimensions: 10.5x6.5

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 300126401046000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Fenced,Chain Link,Fence Complete,Full

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$164$1,968
Property Taxes $275$3,300
Electricity $202$2,431
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 46055$179
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46055$164
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$329,900
2026-04-23Price change$334,900
2026-02-27Listed for sale$339,900
2014-11-06Sold$171,900
2012-03-16Sold$12,995
2011-11-04Sold$12,400

For Sale by Agent

AgentLindsay Wolfe
BrokerageTrueblood Real Estate

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