137 Tree Top Dr #7, Four Seasons, MO, 65049
About This Home
Enjoy treehouse-style living with true lakefront views and all the perks of lake life! This unique 2-bedroom, 3-bath stand-alone villa in Tree Top Village offers two spacious levels, each with its own private suite plus an additional full bath. Nestled among the trees right on the shoreline, the home features an open-concept layout, vaulted ceilings, and a private deck overlooking the lake — perfect for relaxing or entertaining. Residents enjoy resort-style amenities including indoor and outdoor pools, pickleball courts, lake access with boat slips, and full Four Seasons privileges. Whether you're looking for a weekend getaway, vacation rental investment, or full-time living, this lakefront villa offers the perfect blend of privacy, views, and resort-style convenience. Please note that this house will not be allowed to have a private dock, as the lake front is owned by the HOA. The plan is to bring more docks in for the community, but there is no timeline for that yet.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Poured
- Roof: Architectural,Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Stove
- Laundry features: Stacked
Basement
- Has basement: Yes
- Basement: Partially Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Furnished,Cable TV,Vaulted Ceiling(s),Window Treatments
- Window features: Window Treatments
- Flooring: Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,118
- Total interior livable area: 1,042 sqft
Property
Details
- Parcel number: 01802800000011042000
- Zoning description: Residential
Features
- Levels: One and One Half
- Pool features: Community,Indoor
- Patio & porch: Deck,Open
- Exterior features: Blacktop Driveway,Deck,Playground
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Features: Lake Front
- Lot size dimensions: Irregular
Parking
- Parking features: No Garage,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $124 | $1,488 |
| Electricity | $141 | $1,693 |
| Total | $2,115 | $25,380 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $325,000 |
| 2026-03-20 | Listed for sale | $350,000 |
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