287 Sunset Rd, Lake Ozark, MO, 65049
About This Home
Welcome to a truly extraordinary, custom-built Saltbox architectural masterpiece in Lake Ozark. Nestled in a league of its own, this unique home offers an incredible panoramic water view that transforms every ordinary day into something breathtaking. Built with modern efficiency in mind, the property features a highly efficient geothermal heating and cooling system, two private wells, and a gas fireplace, ensuring year-round comfort with a significantly reduced carbon footprint. For the ultimate hobbyist, a dream climate-controlled garage awaits—complete with radiant heated floors, commercial-grade openers, and two massive 14x16 foot doors designed for a seamless drive-through experience. Inside, the home boasts two large, airy bedrooms and 2.5 beautifully appointed bathrooms. The gourmet kitchen shines with premium quartz countertops and high-end KitchenAid appliances. Step outside onto the expansive concrete deck, the perfect spot to enjoy your morning coffee over shimmering waters or host friends for a showcase sunset. Priced exactly at its recently appraised value, this home has too many upgrades to list. You truly have to see this one-of-a-kind design for yourself.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Poured
- Construction materials: Cedar,Rock
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Refrigerator,Water Softener Owned,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
- Window features: Window Treatments
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: One,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Central Air
Interior Area
- Total structure area: 4,800
- Total interior livable area: 2,880 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 02702500000003050000
- Zoning description: Residential
Features
- Patio & porch: Covered,Deck,Open,Patio
- Exterior features: Concrete Driveway,Deck,Patio,Workshop
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.52 Acres
- Features: Acreage,Open Lot,Wooded
- Lot size dimensions: 180 x 145 x 220 x 85
Parking
- Total spaces: 4
- Parking features: Attached,Drain,Electricity,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Workshop in Garage,Water Available
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $495 | $5,940 |
| Property Taxes | $297 | $3,564 |
| Electricity | $219 | $2,639 |
| Total | $4,929 | $59,148 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $775,000 |
| 2026-07-18 | Listed for sale | $779,000 |
| 2026-06-05 | Sold | -- |
| 2026-03-26 | Contingent | $740,000 |
| 2026-03-18 | Listed for sale | $740,000 |
| 2018-03-23 | Sold | -- |
| 2018-02-09 | Pending sale | $345,000 |
| 2018-02-01 | Listed for sale | $345,000 |
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