See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1275 Silver Leaf Ln, Osage Beach, MO, 65065

5beds
4baths
3,089sqft
$859,000
$278price/sqft
$5,396/moest. monthly cost
$215,840/yrincome needed

About This Home

LOCATION! LOCATION! LOCATION! Lovely Craftsman style home located in the heart of Osage Beach in the desirable, upscale Silver Leaf subdivision. Home is situated within walking distance between Surdyke and Kelly’s Port full-service marinas. Enjoy abundant views of the Lake from a 13’ X 20’ covered back porch and patio area complete with a 65” TV and fire pit area. You will never have to worry about another home being built behind you as this home comes with an extra, oversized lot directly behind the back yard. This beautiful home offers plenty of room and comfort for your family and guests with 5 bedrooms and four bathrooms. As you approach the home, the charming covered front porch provides for a shaded sitting area to enjoy the quiet neighborhood. Step through the 8’ front door to be welcomed by neutrally painted walls and classic, real hardwood floors. The living room features a 12’ coffered ceiling with crown molding and a natural gas fireplace. The kitchen and dining area are very well situated in the heart of the home with granite countertops, stainless steel appliances (new in 2024) and views of the lake. The large master suite also looks out to the lake and features crown molding. The master bath is complete with double sink, separate tub and shower. Walk through the master bath into the large walk-in master closet which also accesses the home’s laundry room. A second ensuite with a lake view is located on the main level and is large enough for a king bedroom suite. The third, main floor bedroom boasts a walk-in closet and opens into a third full bathroom. Upstairs provides two additional large bedrooms, sharing a fourth full bathroom. Closet space is not an issue in this home with another large walk-in closet in one of the upstairs bedrooms. The home has received extensive updates in the last three years starting with a new roof in 2023. The inside of the home was completely repainted, and all bedrooms were updated with high-end carpeting in 2024. New laundry cabinets were installed in 2024. A new high efficiency, Rheem HVAC system was installed in 2025. Also in 2025, a custom designed, 20’ X 24’ colored concrete patio area with firepit and LED lighting was constructed followed by professional landscaping and new sod. The oversized two car garage is large enough to hold two vehicles and your golf cart along with a full-size refrigerator, stove and a large utility sink! The sink was added in 2024 along with hot and cold-water access which runs through the home’s water softening system. Enjoy “garage time” while watching the wall mounted TV! Don’t wait, homes in Silver Leaf rarely hit the market. You will love the location and proximity to everything in Osage Beach! Owners will entertain Buyer Agents.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-89.6 mi
6/10
Camdenton High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,089 sqft

Property

Details

  • Parcel number: 08201000000004092000

Features

  • Exterior features: Other,Shingle
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$489$5,868
Property Taxes $329$3,948
Electricity $235$2,830
Total$5,396$64,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,005/yr
40% on housing$161,880/yr
45% on housing$143,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$367
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$859,000
2024-03-14Sold--
2024-02-16Contingent$599,000
2024-02-13Listed for sale$599,000
2023-03-31Listing removed--
2023-03-16Listed for sale$599,000
2022-09-28Listing removed--
2022-08-24Price change$599,000
2022-07-28Price change$619,500
2022-06-30Price change$629,500
2022-06-15Listed for sale$649,000
2022-04-18Listing removed--
2022-04-14Price change$569,000
2022-04-14Listed for sale$649,000
2017-08-30Sold--
2016-06-20Sold--

For Sale by Owner

AgentProperty Owner

Similar Homes