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98 Bent Shadow Ln, Osage Beach, MO, 65065

2beds
2baths
1,300sqft
$255,000
$196price/sqft
$1,672/moest. monthly cost
$66,880/yrincome needed

About This Home

Exceptional opportunity for a personal Lake getaway, second home, or income-producing investment in sought-after Tan Tar A Estates. This spacious approx. 1,300 sq ft home features an open-concept kitchen, dining, and living area with vaulted ceilings, a cozy fireplace, and expansive windows that flood the space with natural light while capturing beautiful golf course and lake cove views. Multiple outdoor living areas enhance the appeal, including a large open deck perfect for grilling and entertaining, a screened covered deck for year-round enjoyment, and private decks off both bedrooms. One bedroom is generously sized to accommodate two beds, making it ideal for guests and maximizing rental flexibility. Recent improvements include two new PTAC wall units, a new water heater, and updated decking. Residents enjoy access to two community outdoor pools, while the location adjacent to Margaritaville Lake Resort Lake of the Ozarks places owners and guests just moments from golf, the indoor water park, spa, marina, riding stables, dining, and LandShark Bar & Grill. A prime location for enjoying the Lake lifestyle while offering excellent vacation rental or seasonal retreat potential.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-88.7 mi
6/10
Camdenton High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Wall Unit(s),Wall/Window Unit(s)

Features

  • Ceiling Fan(s),Furnished,Fireplace,Pantry,Vaulted Ceiling(s),Window Treatments
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 08300700000014030000
  • Zoning description: Residential
  • Exclusions: personal items

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Deck,Open,Screened
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Features: Near Golf Course,On Golf Course,Sloped,Views
  • Lot size dimensions: IRR

Parking

  • Parking features: No Garage,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$145$1,740
Property Taxes $97$1,164
Electricity $141$1,693
Total$1,672$20,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,325/yr
40% on housing$50,160/yr
45% on housing$44,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$370
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Contingent$255,000
2026-07-21Price change$255,000
2025-08-04Price change$295,000
2025-05-30Price change$309,900
2024-07-18Price change$314,900
2024-05-14Listed for sale$324,900
2018-03-07Sold--

For Sale by Agent

AgentJASON WHITTLE
BrokerageRE/MAX Lake of the Ozarks

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