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1312 N Elm St, Guthrie, OK, 73044

2beds
1baths
600sqft
$89,500
$149price/sqft
$756/moest. monthly cost
$30,240/yrincome needed

About This Home

Charming and full of potential, this 2-bedroom, 1-bath home in Guthrie offers a great opportunity for a first-time buyer, investor, or anyone looking for a cozy space with a large lot. The home features wood flooring in the living room, a bright white kitchen with a gas stove, and excellent storage throughout. The bathroom includes a walk-in shower for easy accessibility. Situated on a huge fully fenced backyard that backs up to a peaceful creek, this property offers privacy and outdoor space that’s hard to find at this price point. Additional features include a one-car attached garage with washer and dryer connections, a covered carport for shaded parking, and a wheelchair ramp for convenient entry. The home is equipped with a floor furnace for heat and window units for air conditioning. Major components like the roof and hot water heater have been replaced within the last 6–10 years. This is a cute home with solid bones and tons of potential. Property is being sold as-is and will need some cleaning and cosmetic updates, making it a great opportunity to add value and make it your own.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
3/10
Guthrie High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Free-Standing Gas Oven,Free-Standing Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Paint Woodwork
  • Window features: Wood Frame
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible

Details

  • Parcel number: 1312NElm73044
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link Link

Lot

  • Lot size: 0.85 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Logan County and Oklahoma

Fire
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance $107$1,284
Property Taxes $53$636
Electricity $144$1,732
Total$756$9,072

Income You'd Need if You Spent...

35% on housing$25,920/yr
40% on housing$22,680/yr
45% on housing$20,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 73044$145
Logan County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 73044$166
Logan County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$99,900

For Sale by Agent

AgentTiffany Logsdon
BrokerageSpearhead Realty Group LLC

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