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932 White Birch Ln, Davis Junction, IL, 61020

3beds
2baths
1,823sqft
$331,105
$182price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

New construction 1823 sq. ft. Open concept great room with split bedroom plan. Covered front porch. Kitchen with quartz counters, island with breakfast bar, stainless range, dishwasher and microwave, large dinette. Primary bedroom with two walk in closets and private bath. 1st floor laundry room, bench seating located at garage entrance, full basement, 3-car garage. Agent Owned Listed at foundation stage. Please call builder's office for more information 815-399-8100

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
8/10
Meridian Jr High SchoolGrades 6-83.5 mi
9/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 141.57

Bedroom3

  • Level: Main
  • Area: 133.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 119.18

Features

  • Great Room,Ceiling-Vaults/Cathedral,Granite Counters,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,823

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,823
  • Total interior livable area: 1,823 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 372.6

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 1122351005
  • Special condition: Agent Owned/Interest

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Subdivided

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,674$20,088
Home Insurance *$175$2,100
Property Taxes $499$5,988
Electricity $140$1,682
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 61020$178
Ogle County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 61020$180
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$331,105

For Sale by Agent

AgentJoseph Contarino
BrokerageDickerson & Nieman

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