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5560 W 131st St, Savage, MN, 55378

3beds
2baths
1,531sqft
$395,000
$258price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Welcome home to this 3-bedroom, 2-bath split-level home in a desirable Savage location! The functional layout offers multiple living spaces, vaulted ceilings, abundant natural light, and a spacious kitchen with great cabinet and countertop space. Enjoy the upper-level deck overlooking the backyard, plus a lower-level family room, a finished crawl space for exceptional storage, and an oversized 2-car garage. Conveniently located near parks, trails, shopping, dining, and major commuting routes.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Drain Tiled,Egress Window(s),Finished,Storage Space,Sump Pump

Bathroom

  • Level: Upper
  • Area: 38.5
  • Dimensions: 4'8" x 8'3"

Bathroom

  • Level: Lower
  • Area: 47.5556
  • Dimensions: 5'4" x 8'11"

Bedroom

  • Level: Upper
  • Area: 163.1667
  • Dimensions: 14'10" x 11'0"

Bedroom2

  • Level: Upper
  • Area: 120.6597
  • Dimensions: 10'5" x 11'7"

Bedroom3

  • Level: Lower
  • Area: 116.4167
  • Dimensions: 11'0" x 10'7"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Upper
  • Area: 181.1458
  • Dimensions: 15'5'" x 11'9"

Dining Room

  • Level: Main
  • Area: 107.8125
  • Dimensions: 9'7" x 11'3"

Family Room

  • Level: Lower
  • Area: 307.5
  • Dimensions: 22'6" x 13'8"

Features

  • Finished area below ground: 547
  • Finished area above ground: 984

Foyer

  • Level: Main
  • Area: 71.8681
  • Dimensions: 6'7" x 10'11"

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 1,531 sqft

Kitchen

  • Level: Main
  • Area: 117.3542
  • Dimensions: 10'9" x 10'11"

Living Room

  • Level: Upper
  • Area: 252.3403
  • Dimensions: 16'11" x 14'11"

Utility Room

  • Level: Lower
  • Area: 107.7431
  • Dimensions: 12'1" x 8'11"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 261070300
  • Zoning description: Residential-Single Family
  • Foundation area: 654

Features

  • Levels: Three Level Split
  • Patio & porch: Composite Decking,Deck

Lot

  • Lot size: 6,098 sqft
  • Features: Cleared
  • Lot size dimensions: 62 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$229$2,748
Property Taxes $325$3,900
Electricity $170$2,050
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 55378$196
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55378$183
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$395,000
2026-07-31Price change$395,000
2026-07-22Price change$399,900
2026-07-10Listed for sale$409,900
2024-08-28Sold$359,500
2024-07-31Pending sale$365,000
2024-06-27Price change$365,000
2024-06-16Price change$374,500
2024-06-12Listed for sale$388,000
2021-05-07Sold$325,000
2021-03-15Pending sale$300,000
2021-03-11Listed for sale$300,000
2006-01-06Sold$239,000
1996-10-31Sold$118,750

For Sale by Agent

AgentCaleb Carlson
BrokerageReal Broker, LLC

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