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1230 Melton Rd #15, West Union, SC, 29696

2beds
2baths
990sqft
$295,000
$298price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

ASK ABOUT THE THIRTY NEW BOAT SLIPS CURRENTLY ONSITE AND BOAT READY! Welcome to Cottage 15 in Backwater Landing, a beautifully updated, fully furnished Lake Keowee retreat offering rare yard space, parking just one cottage away, dual en-suite bedrooms, and a spacious front porch perfect for relaxed lake evenings. Inside, thoughtful upgrades elevate the home, including a custom living room cabinet that conceals a fold-out guest bed for flexible sleeping space. Recent improvements include an expanded primary shower, golf cart pad, a Blackstone grill, new flooring, freshly painted cabinetry, stainless steel and smart appliances, quartz countertops, a fully repainted interior, and an enlarged laundry area. Major system updates include HVAC replaced in 2016, roof replaced in 2020, new hot water heater and plumbing in 2022, and porch repainting in 2026. The golf cart is negotiable. This is a true move-in-ready lake getaway where you can simply arrive and start enjoying Lake Keowee. Backwater Landing is a private, gated lakefront community featuring a lakefront lodge and pool, marina, beach access, renovated fitness center, walking trails, game room, and controlled entry with no public access. Cottage owners own their structures and lease the land, as there is no traditional HOA. The 2026 monthly regime for water-view cottages is $660 per month and includes land lease, landscaping, gate maintenance, pool, clubhouse, fitness center, lighting, and common area maintenance. Monthly costs may vary depending on boat slip rental, storage, and whether the owner resides full-time or part-time. The cottage is served by a shared septic system with neighboring cottages, and full-time residency requires developer approval based on septic capacity. Rentals are permitted for terms of 12 months or longer only. A modified tax structure may offer potential savings. Entry requires agent representation. Please inquire about land lease details, boat slip rentals and waitlist information, and the anticipated timeline for availability of the thirty new boat slips. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-84.6 mi
6/10
Seneca High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 8'11x8'5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Smooth Ceilings,Window Treatments
  • Window features: Blinds,Insulated Windows,Vinyl
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Forced Air,Heat Pump

Interior Area

  • Total structure area: 990
  • Total interior livable area: 990 sqft

Kitchen

  • Level: Main
  • Dimensions: 20'11x10'6

Living Room

  • Level: Main
  • Dimensions: 17'7x11'8

Master Bedroom

  • Level: Main
  • Dimensions: 9'11x11'8

Screened Porch

  • Level: Main
  • Dimensions: 9'7x22'9

Property

Details

  • Parcel number: 1770401015

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Porch,Screened
  • Exterior features: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Dock Access,Other,See Remarks
  • Waterbody name: Keowee
  • Living area range: 0-999

Lot

  • Features: Outside City Limits,Subdivision,Views,Interior Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$146$1,752
Property Taxes $93$1,116
Electricity $204$2,449
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 29696$291
Oconee County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 29696$253
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$295,000
2026-03-02Listed for sale$299,000
2021-03-24Listing removed--
2020-08-07Listing removed$89,000
2020-07-25Listed for sale$89,000

For Sale by Agent

AgentCate Kassab, My Upstate Home LLC
BrokerageMy Upstate Home LLC

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