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1230 Melton Rd Lot 87, West Union, SC, 29696

2beds
2baths
1,154sqft
$314,000
$272price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

***PRICE DROP*** Experience the captivating water views of beautiful Lake Keowee from this exquisite cottage that is truly move-in ready. This charming retreat comes mostly furnished, including a stunning finished loft, allowing you to settle in without the hassle of updates. Elegant and pristine, this cottage offers everything you need for a perfect low-maintenance lake getaway. Unit 87 boasts breathtaking water views that you must see to believe. It features a convenient parking space in the largest neighborhood lot, making visits from friends and family effortless. Prepare to be wowed by the exceptional craftsmanship throughout—spectacular heart pine floors, custom woodwork, and built-in benches that elevate this cottage to a new level of luxury. Plus, the fish tank can be easily removed to suit your preference! Step outside to enjoy a brand-new outdoor patio and stylish lighting, ideal for creating wonderful memories during your lakefront gatherings. This welcoming community is rich with amenities, offering access to a beautiful lakefront lodge, a refreshing swimming pool, a marina, a private beach, a fitness center, and scenic walking trails. Owners have the unique opportunity to own their cottages while leasing the land, resulting in some of the most luxurious and affordable living arrangements on Lake Keowee. A modest regime fee supports landscaping maintenance, community upkeep, sewer, trash service, and all the fantastic amenities offered. As a gated community with monitored access, you can enjoy peace of mind and privacy. Please note that rentals are permitted only on a 12-month basis. The modified tax structure enhances the savings for this remarkable Lake Keowee cottage, making it even more appealing. Don’t miss out on the chance to own this gem! For more information about the land lease, boat slip rentals, and other details, please consult your agent. Schedule your private tour today and experience the allure of lakeside living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-84.7 mi
6/10
Seneca High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawlspace
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,154
  • Total interior livable area: 1,154 sqft

Property

Details

  • Parcel number: 1770401087

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Waterbody name: Keowee
  • Living area range: 1000-1249

Lot

  • Features: Outside City Limits,Subdivision,Interior Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$156$1,872
Property Taxes $99$1,188
Electricity $204$2,449
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 29696$291
Oconee County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 29696$253
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$316,000
2026-03-20Listed for sale$319,000
2026-01-01Listing removed$326,900
2025-11-14Price change$326,900
2025-06-23Listed for sale$328,000
2024-11-26Listing removed$337,000
2024-05-13Price change$337,000
2024-04-30Listed for sale$343,000
2023-06-09Sold$309,900
2023-03-31Pending sale$309,900
2023-03-20Price change$309,900
2023-03-08Price change$317,900
2022-12-29Listed for sale$319,900
2021-08-29Listing removed--
2021-05-31Listed for sale$245,000
2017-10-05Sold$110,000

For Sale by Agent

AgentBryan Bradshaw
BrokerageKeller Williams Mtn Partners

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