109 Indian Ct, Westminster, SC, 29693
About This Home
Weekend getaway on Lake Hartwell with great water and covered dock in place. Driveway is steep but you are closer to the shoreline so you can enjoy the peace and tranquility of the lake. Home has several screened porches which offer truly amazing views of the lake. Deep water access for great fishing, boating and water sports. Home has two bedrooms each with their own bathroom. Open living and kitchen area with an expansive brick fireplace which adds character to the home. Downstairs is a bonus room which is currently being used as a third bedroom. The sellers are leaving all furniture, boat and golf cart which makes it easy for you to start enjoying the lake. You will also find an amazing 18-hole golf course in the community which includes a pro-shop and the Overlook restaurant. Everything you need to enjoy the activities on the lake plus hiking and nature are found in this location. Property is located between Atlanta and Greenville, plus an easy drive to the Blue Ridge Mountains. Chickasaw Point is a great place to live and play!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1978
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Brick 4 Side
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Beamed Ceilings,Master On Main Level,Split Bedroom Plan
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 312
- Finished area above ground: 1,574
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,886
- Total interior livable area: 1,886 sqft
Kitchen
- Features: Country Kitchen
Property
Details
- Parcel number: 3230602020
- Special condition: Covenants/Restrictions
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch,Screened
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Corps of Engineers Control,Deep Water Access,Dock Rights,Floating Dock,Lake,Lake Privileges
- Waterbody name: Hartwell
- Frontage type: Lakefront
Lot
- Lot size: 0.43 Acres
- Features: Sloped,Steep Slope
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oconee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $142 | $1,704 |
| Electricity | $204 | $2,449 |
| Total | $2,826 | $33,912 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $449,000 |
| 2026-05-08 | Price change | $475,000 |
| 2026-04-06 | Price change | $540,000 |
| 2026-03-22 | Listed for sale | $555,000 |
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