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4456 E Smith Ferry Rd, Muskogee, OK, 74403

3beds
2baths
2,347sqft
$204,900
$87price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Nestled on 6.88 beautiful acres in Muskogee, Oklahoma, this spacious 3-bedroom, 2-bath brick home offers 2,347 square feet of comfortable living space with plenty of room to enjoy both indoors and out. An attached carport offers covered parking, while the expansive acreage provides endless possibilities for recreation, gardening, or simply enjoying the peaceful setting. Whether you're looking for a private homestead or room to expand, this property combines the convenience of town with the space and tranquility of country living. Don't miss this opportunity to own a beautiful home with acreage in Muskogee! This property may also be marketed via an auction event. The Seller will review offers submitted through the auction site as well as through the listing agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Creek Elementary SchoolGrades K-52.9 mi
6/10
4/10
Muskogee High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,347

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,347
  • Total interior livable area: 2,347 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 00000814N19E413201000.000000000
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch

Lot

  • Lot size: 6.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Muskogee County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance $253$3,036
Property Taxes $104$1,248
Electricity $174$2,095
Total$1,567$18,804

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 74403$131
Muskogee County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 74403$118
Muskogee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$204,900
2026-07-14Listed for sale$204,900
1993-12-21Sold$89,500

For Sale by Agent

AgentTanner Coffee
BrokerageCrown & Key Realty

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