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4301 W 144th St, Savage, MN, 55378

3beds
3baths
2,396sqft
$424,900
$177price/sqft
$2,957/moest. monthly cost
$118,280/yrincome needed

About This Home

Well-maintained 4-level split with bright living spaces, a spacious primary suite with a Jacuzzi tub, and a finished walkout lower level with potential for a 4th bedroom. Enjoy walkouts to the deck and patio, perfect for relaxing or entertaining. Recent updates include a water softener (2019), water heater (2022), washer (2021), and radon mitigation system. Move-in ready and ready for its next owner.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Storage Space,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Level: Lower
  • Area: 117
  • Dimensions: 9x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,296

Game Room

  • Level: Lower
  • Area: 100
  • Dimensions: 10x10

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Laundry

  • Level: Lower

Living Room

  • Level: Main
  • Area: 48
  • Dimensions: 16x3

Other

  • Level: Lower
  • Area: 325
  • Dimensions: 25x13

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 261630110
  • Zoning description: Residential-Single Family
  • Foundation area: 1276

Features

  • Levels: Four or More Level Split
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 9,583 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 70 x 135 x 70 x 143

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$247$2,964
Property Taxes $360$4,320
Electricity $202$2,424
Total$2,957$35,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,382/yr
40% on housing$88,710/yr
45% on housing$78,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 55378$197
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55378$183
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$424,900
2026-07-10Price change$439,900
2026-06-25Listed for sale$449,900
2018-04-13Sold$318,700
2018-02-28Listed for sale$320,000
2012-05-11Sold$259,000
2008-08-20Sold$262,500
2008-05-16Listing removed$270,000
2008-05-11Listed for sale$270,000
2002-09-04Sold$229,900
1997-09-16Sold$156,000

For Sale by Agent

AgentLong Thai Dang
BrokerageExit Realty Nexus

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