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115 Gail St, Oak Grove, KY, 42262

2beds
1baths
900sqft
$180,000
$200price/sqft
$1,319/moest. monthly cost
$52,760/yrincome needed

About This Home

Investor Special! This ranch-style home offers an excellent opportunity to add to your rental portfolio or create value with a few personal touches. Located in an established neighborhood just minutes from Fort Campbell, shopping, dining, and local amenities, this property is well-positioned for strong rental appeal. Inside, you'll find a functional floor plan featuring a bright living area, an eat-in kitchen with ample cabinet space, spacious bedrooms, and a dedicated laundry area. Outside, the manageable lot offers room to enjoy without extensive upkeep. Whether you're looking for your next investment property or an affordable place to call home, this property is full of potential and ready for its next owner.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
3/10
5/10
Hopkinsville High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 16305 00 008.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$136$1,632
Property Taxes $119$1,428
Electricity $154$1,850
Total$1,319$15,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,222/yr
40% on housing$39,570/yr
45% on housing$35,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 42262$113
Christian County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42262$185
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$180,000
2024-10-05Listing removed$1,230
2024-09-30Price change$1,230
2024-09-19Price change$1,280
2024-08-28Price change$1,330
2024-08-05Listed for rent$1,430
2022-08-19Sold$165,000
2022-07-11Contingent$169,000
2022-07-09Listed for sale$169,000
2020-02-27Sold$53,000
2020-01-14Listed for sale$50,000

For Sale by Agent

AgentBonita Vickrey
BrokerageCentury 21 Platinum Properties

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