114 S Clay St, Hopkinsville, KY, 42240
About This Home
Opportunity for homeownership or investment. Features include updated vinyl siding, a covered front porch, gas heat, and window air conditioning units. With a functional layout and plenty of potential, this property is ready for a new owner to make it their own. Conveniently located and priced to sell, this home is an excellent option for buyers seeking value and opportunity.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
- Laundry features: Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Area: 168
- Dimensions: 14x12
Bedroom2
- Area: 169
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Carpet,Wood,Vinyl
- Finished area above ground: 1,789
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,789
- Total interior livable area: 1,789 sqft
Kitchen
- Area: 90
- Dimensions: 9x10
Living Room
- Area: 294
- Dimensions: 14x21
Property
Details
- Parcel number: 21700 04 107.00
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,534 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $45 | $540 |
| Electricity | $154 | $1,850 |
| Total | $547 | $6,564 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $60,000 |
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