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110 S Virginia St, Hopkinsville, KY, 42240

2beds
1baths
896sqft
$119,500
$133price/sqft
$939/moest. monthly cost
$37,560/yrincome needed

About This Home

This charming 2-bedroom, 1-bath home has been beautifully updated and is ready for its new owners! You'll love the spacious living room that offers plenty of room to relax and entertain. The gorgeous kitchen features a stainless steel refrigerator, stove, and microwave, complemented by a stylish backsplash and beautiful butcher block countertops.Both bedrooms offer unique barn-door closet doors that add character and charm. New luxury vinyl plank flooring flows throughout the home, creating a modern and cohesive look. The adorable full bath has been tastefully updated and is sure to impress.Don't miss your opportunity to own this awesome home—schedule your showing today! Property is on the rental market would be a great one to add to your portfolio seller has it advertised at $975 a month.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Luxury Vinyl
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 21700 04 208.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 35 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $604$7,248
Home Insurance *$90$1,080
Property Taxes $91$1,092
Electricity $154$1,850
Total$939$11,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,194/yr
40% on housing$28,170/yr
45% on housing$25,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$106
Christian County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$119,500
2026-07-08Price change$125,000
2026-06-20Listing removed$975
2026-06-03Listed for sale$129,000
2026-05-30Listed for rent$975
2025-11-25Listing removed$129,900
2025-09-19Price change$129,900
2025-08-22Listed for sale$134,900
2025-08-20Listing removed$975
2025-07-16Listed for rent$975
2024-07-03Sold$23,100

For Sale by Agent

AgentRobin Mccormick
BrokerageHome Front Real Estate

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