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1406 Jones St, Hopkinsville, KY, 42240

2beds
0baths
850sqft
$28,000
$33price/sqft
$337/moest. monthly cost
$13,480/yrincome needed

About This Home

Skip the demolition and get straight to the transformation! This home has been gutted and is ready for someone with a plan to bring it back to life. With the interior opened up, you have the opportunity to create a layout and finish the property to fit your vision. New floor joists have already been installed, giving the next owner a head start on the renovation. Some construction materials currently at the property may also be included with an acceptable offer. Whether you're looking for your next renovation project, a potential flip, or a property to add to your long-term rental portfolio, this one offers plenty of possibilities. Bring your tools, your plans, and your imagination and finish what has already been started!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 850

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Kitchen

  • Level: First
  • Area: 424

Master Bedroom

  • Level: First
  • Area: 424

Property

Details

  • Parcel number: 21800 15 051.00

Features

  • Levels: One

Lot

  • Lot size: 2,744 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $141$1,692
Home Insurance *$21$252
Property Taxes $21$252
Electricity $154$1,850
Total$337$4,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,554/yr
40% on housing$10,110/yr
45% on housing$8,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$106
Christian County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$28,000
2026-07-30Listed for sale$28,000
2024-07-16Sold$14,000

For Sale by Agent

AgentPaul Irwin
BrokerageAdvantage, Realtors

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