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231 Foston Chapel Rd, Hopkinsville, KY, 42240

2beds
1baths
980sqft
$156,000
$159price/sqft
$1,178/moest. monthly cost
$47,120/yrincome needed

About This Home

Seller may consider buyer concessions if made in an offer.Step into 231 Foston Chapel Rd, a residence where fresh interior paint and partial flooring replacement create a bright, refreshed atmosphere. A prominent fireplace anchors the main living area, complemented by a kitchen equipped with all stainless steel appliances. Outside, a covered patio provides additional space for outdoor relaxation and enjoyment. This property is where thoughtful updates meet comfortable living.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
5/10
Hopkinsville High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Other,Vinyl
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 23600 03 027.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.90 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $788$9,456
Home Insurance *$118$1,416
Property Taxes $118$1,416
Electricity $154$1,850
Total$1,178$14,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,388/yr
40% on housing$35,340/yr
45% on housing$31,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$106
Christian County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$156,000
2026-07-01Price change$158,000
2026-05-21Listed for sale$160,000
2026-03-10Sold$160,000
2021-11-01Sold$125,000

For Sale by Agent

AgentKaren Albright
BrokerageOPENDOOR BROKERAGE, LLC

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