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410 W 13th St, Hopkinsville, KY, 42240

3beds
1baths
1,254sqft
$147,500
$118price/sqft
$1,122/moest. monthly cost
$44,880/yrincome needed

About This Home

Welcome to this beauty and recently remodeled home in the heart of Hopkinsville KY. Would make a Great first time starter home or come June 1st can be purchased as an investment property with additional home for sale. This will be a 103 Exchange closing.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1254

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Electric Water Heater
  • Laundry features: Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Blinds
  • Flooring: Linoleum/Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Features: Breakfast,Eat-in Kitchen

Property

Details

  • Parcel number: 252000603100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 7,841 sqft
  • Lot size dimensions: 7841

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $745$8,940
Home Insurance *$111$1,332
Property Taxes $112$1,344
Electricity $154$1,850
Total$1,122$13,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,468/yr
40% on housing$33,660/yr
45% on housing$29,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$106
Christian County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$150,000
2026-02-26Listing removed$1,150
2026-02-24Listed for rent$1,150
2024-02-16Sold$120,000
2024-01-25Pending sale$119,900
2024-01-16Listed for sale$119,900

For Sale by Agent

AgentHeather Chase
BrokerageVETERANS REALTY SERVICES

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