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2030 West Ct, Richmond, KY, 40475

6beds
4baths
4,715sqft
$829,900
$176price/sqft
$5,730/moest. monthly cost
$229,200/yrincome needed

About This Home

Welcome to this exceptional new construction modern farmhouse situated on 1.8 picturesque acres in Richmond, Kentucky. Offering over 4,700 square feet of finished living space across two levels, this thoughtfully designed home combines timeless farmhouse charm with the space and functionality today's buyers desire. As you arrive, you'll be greeted by attractive board-and-batten siding, a decorative shed dormer, a covered front entry, and an attached two-car garage that create stunning curb appeal. Step inside to discover a bright, open floor plan designed for both everyday living and entertaining. The spacious great room serves as the heart of the home, featuring oversized windows that fill the space with natural light and frame views of the backyard. Just beyond, the expansive covered rear porch provides the perfect place to enjoy morning coffee, outdoor dining, or relaxing evenings overlooking the property. The beautifully appointed kitchen is designed to impress, featuring high end countertops, a stylish tile backsplash, abundant cabinetry, a large eat-at island, and a generous walk-in pantry that provides exceptional storage and convenience. The private primary suite is thoughtfully positioned on the main level and offers a peaceful retreat. The luxurious ensuite bath features separate vanities, a spacious shower, and direct access to the laundry room through one of the walk-in closets, creating a practical and highly functional layout. On the opposite side of the main level, two additional bedrooms share a well-appointed full bath, providing comfortable accommodations for family or guests. A convenient powder room serves the main living areas. The finished walkout basement dramatically expands the home's living space and versatility. Here you'll find three additional bedrooms, a full bathroom, a second laundry room, a kitchenette, and a dedicated theater room perfect for movie nights, game days, or entertaining. Whether used as guest quarters, multigenerational living space, or a private retreat, the lower level offers endless possibilities. Throughout the home, quality finishes include luxury vinyl plank flooring, high end countertops, a tiled kitchen backsplash, and thoughtfully selected modern farmhouse details. With 6 bedrooms, 3.5 bathrooms, over 4,700 finished square feet, a finished basement, and nearly 2 acres of land, this remarkable new construction home offers the perfect combination of style, comfort, space, and flexibility in a beautiful Richmond setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Boonesborough ElementaryGrades PK-50.9 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 2,357
  • Finished area above ground: 2,358

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,715
  • Total interior livable area: 4,715 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003800000044O

Features

  • Levels: One

Lot

  • Lot size: 1.87 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$411$4,932
Property Taxes $751$9,012
Electricity $372$4,468
Total$5,730$68,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,457/yr
40% on housing$171,900/yr
45% on housing$152,800/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$829,900

For Sale by Agent

AgentRoss Cummins
BrokeragePremier Property Consultants

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