201 James Thomas Way, Richmond, KY, 40475
About This Home
Skip the wait and expense of building with this beautifully maintained, move-in-ready ranch built in 2022! Located on a corner lot in the desirable Shiloh Cove community, this home offers nearly 2,000 square feet of thoughtfully designed living space with 4 bedrooms, 3 full bathrooms, and a finished walkout basement. Step inside to an open-concept layout featuring vaulted ceilings, abundant natural light, and a stylish kitchen complete with granite countertops, tile backsplash, and a large island that's perfect for entertaining. The main-level primary suite offers a walk-in closet and a beautifully finished private bath, while an additional bedroom and full bath provide the convenience of first-floor living. Downstairs, the finished walkout basement expands your options with two additional bedrooms, a full bath, and a spacious second living area that's ideal for guests, a home office, or a recreation room. Outside, enjoy your morning coffee or evening gatherings from the elevated deck overlooking a peaceful wooded backdrop, while the generous front and side yard provide plenty of usable outdoor space for play, pets, or entertaining. Modern construction, quality finishes, and a functional layout combine with an excellent Richmond location just minutes from I-75, shopping, dining, and Eastern Kentucky University. If you've been searching for a like-new home with flexible living space and room to spread out, this one is a must-see. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Concrete Perimeter,Slab
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter,Living Room
- Fireplace: Yes
- Finished area below ground: 700
- Finished area above ground: 1,242
Great Room
- Level: Lower
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 1,942
- Total interior livable area: 1,942 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 003800460036
Features
- Levels: One
- Has view: Yes
- View description: Trees/Woods,Neighborhood
Lot
- Lot size: 0.31 Acres
- Features: Few Trees
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener,Off Street,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,068 | $24,816 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $321 | $3,852 |
| Electricity | $154 | $1,850 |
| Total | $2,745 | $32,940 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $399,000 |
| 2026-07-23 | Price change | $409,000 |
| 2026-07-16 | Price change | $419,000 |
| 2026-07-10 | Listed for sale | $429,000 |
| 2024-08-27 | Sold | $365,000 |
| 2024-07-24 | Listed for sale | $365,000 |
| 2023-04-06 | Sold | $349,900 |
| 2023-02-21 | Pending sale | $349,900 |
| 2023-02-08 | Contingent | $349,900 |
| 2023-01-20 | Price change | $349,900 |
| 2022-08-09 | Listed for sale | $359,900 |
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