




513 Shearwater Dr, Richmond, KY, 40475
About This Home
Perfect for multi-family living or hosting family and friends -Experience luxury living in this stunning meticulously maintained 3,100 sq. ft. brick masterpiece nestled in the coveted Quail West neighborhood. Boasting six (6) spacious bedrooms and three full baths, this home offers an open floor plan with soaring Coffered and Trey ceilings, elegant crown moldings, and hardwood/carpet/tile floors. The primary suite features a tile shower, a walk-in closet, and tranquil privacy. Perfect for entertaining, the home includes two covered decks, ideal for gatherings or relaxing outdoors. Double kitchens featuring breakfast bars, eat in kitchens, granite countertops, stainless steel appliances, and ample cabinetry make meal prep a pleasure. Cozy up in the living room by the gas fireplace, or enjoy the outdoor ambiance on the inviting decks. Situated on a lush 1.11-acre lot with a Ashlar Slate stamped driveway, this modern home built in 2019 combines timeless elegance with contemporary comfort. Conveniently located off I-75 in Richmond, with quick access to Lexington and Winchester, this property offers the perfect blend of privacy, style, and accessibility. Don't miss your chance to own this exceptional, move-in-ready home—schedule your private tour today and make your dream lifestyle a reality!
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Lower
Features
- Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Hardwood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 1,400
- Finished area above ground: 1,702
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,102
- Total interior livable area: 3,102 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Living Room
- Level: First
Living Room
- Level: Lower
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0038028A0057
Features
- Levels: Two
- Fencing: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 1.11 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,922 | $35,064 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $461 | $5,532 |
| Electricity | $244 | $2,939 |
| Total | $3,913 | $46,956 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-11 | Price change | $588,000 |
| 2025-09-05 | Listed for sale | $598,300 |
| 2020-01-31 | Sold | $295,000 |
| 2019-12-07 | Listed for sale | $299,000 |
