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113 George St, Berea, KY, 40403

2beds
1baths
616sqft
$154,000
$250price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

This beautifully updated 2-bedroom, 1-bath home is truly turn-key. Every major expense has already been handled: brand-new roof (2026), HVAC system replaced just 3 years ago and fresh flooring throughout. No big-ticket items to worry about just unpack and enjoy. Step out your front door and you're steps from downtown Berea's vibrant scene: unique artisan shops, galleries, local dining, and everything the historic college town has to offer. The fully fenced private backyard offers a peaceful retreat perfect for pets, entertaining, or relaxing in your own space. Two storage buildings (12x12 and 10x10) provide ample room for tools, hobbies, or extra belongings. Currently a successful active Airbnb, this home doesn't just show beautifully, it performs and generates income. Ideal first home, investment property, or downsizer with no surprises. Low-maintenance living in a prime location. Agent/ Owner

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 616

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 616
  • Total interior livable area: 616 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: B00100010007

Features

  • Levels: One
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 7,100 sqft
  • Features: Landscaped,Few Trees

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$75$900
Property Taxes $152$1,824
Electricity $154$1,850
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 40403$168
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40403$171
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$154,000
2026-08-10Listing removed$1,200
2026-07-13Listed for rent$1,200
2026-07-10Price change$154,000
2026-06-07Listed for sale$164,900
2022-09-19Sold$55,000
2022-07-19Sold$45,000
2018-08-09Sold$53,000

For Sale by Agent

AgentStephanie L Anglin
BrokerageCentury 21 Pinnacle

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