206 Dinsmore St, Berea, KY, 40403
About This Home
Welcome to this beautifully renovated 2-bedroom, 1-bath home located in Berea, offering modern updates at an affordable price, under $190K. Inside, you'll find a fresh, updated interior with no carpet throughout, providing both style and easy maintenance. The kitchen features stainless steel appliances and a clean, functional layout perfect for everyday living. Step outside to enjoy a nice-sized lot with a back porch making it ideal for relaxing or entertaining. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this move-in ready home offers comfort, convenience, and value in a great location.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: First
Features
- Flooring: Other,Wood
- Finished area below ground: 0
- Finished area above ground: 868
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 868
- Total interior livable area: 868 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: B01000120017
Features
- Levels: One
Lot
- Lot size: 0.30 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $159 | $1,908 |
| Electricity | $154 | $1,850 |
| Total | $1,227 | $14,724 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $189,900 |
| 2026-04-10 | Pending sale | $189,900 |
| 2026-04-09 | Listed for sale | $189,900 |
| 2025-03-13 | Sold | $55,000 |
| 2025-02-20 | Pending sale | $74,000 |
| 2025-02-06 | Listed for sale | $74,000 |
| 2025-02-03 | Contingent | $89,900 |
| 2025-01-23 | Listed for sale | $89,900 |
| 2019-02-01 | Sold | $64,000 |
| 2019-01-13 | Pending sale | $69,500 |
| 2018-11-01 | Price change | $69,500 |
| 2018-07-24 | Listed for sale | $71,400 |
| 2018-04-20 | Pending sale | $71,400 |
| 2018-04-19 | Listed for sale | $71,400 |
| 2008-10-10 | Sold | $32,049 |
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