See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12754 Independence Ave, Savage, MN, 55378

4beds
2baths
2,193sqft
$465,000
$212price/sqft
$3,244/moest. monthly cost
$129,760/yrincome needed

About This Home

Welcome to this beautifully maintained four-bedroom, two-bath multi-level home nestled on a private 0.4-acre lot in Savage. Surrounded by mature trees, this property offers the perfect blend of comfort, space, and outdoor enjoyment. Inside, you'll find an updated kitchen featuring stainless steel appliances, white cabinets, and plenty of workspace for everyday living and entertaining. The inviting family room is highlighted by a cozy gas fireplace, creating the perfect place to relax year-round. A lower-level flex room offers endless possibilities as a home office, workout space, playroom, or hobby area. After a long day, unwind in your own private sauna. Exit outside to enjoy the fully fenced backyard, where you'll find a spacious deck overlooking the beautifully treed lot and an outdoor firepit that's ideal for gathering. With generous indoor and outdoor living spaces, this home is ready to enjoy in every season. Located in the desirable Savage community with convenient access to parks, trails, shopping, dining, and major commuting routes, this home is one you won't want to miss.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Red Oak Elementary SchoolGrades PK-51.1 mi
7/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 108
  • Dimensions: 12x09

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13x09

Family Room

  • Level: Lower
  • Area: 575
  • Dimensions: 25x23

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 343
  • Finished area above ground: 1,850

Flex Room

  • Level: Lower
  • Area: 108
  • Dimensions: 12x09

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,408
  • Total interior livable area: 2,193 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 262330480
  • Zoning description: Residential-Single Family
  • Foundation area: 1192

Features

  • Levels: Four or More Level Split
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.41 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 78 x 179 x 64 x 53 x 179

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$270$3,240
Property Taxes $439$5,268
Electricity $184$2,219
Total$3,244$38,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,222/yr
40% on housing$97,320/yr
45% on housing$86,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 55378$195
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 55378$183
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$465,000
2026-07-10Listed for sale$475,000
2021-01-06Sold$385,000
2020-10-14Sold$385,000
2020-10-12Pending sale$374,900
2020-10-12Listed for sale$374,900
2020-09-03Listing removed$374,900
2020-08-26Listed for sale$374,900
2010-09-17Sold$165,000
2010-06-18Listed for sale$204,900
2010-04-02Listing removed$204,900
2010-03-13Price change$204,900
2010-01-09Price change$239,900
2009-12-03Price change$252,900
2009-11-28Price change$266,310
2009-11-25Price change$252,900
2009-10-31Price change$266,310
2009-10-03Listed for sale$274,900
2004-08-25Sold$319,000
1996-06-07Sold$37,900

For Sale by Agent

AgentChristian Peterson
BrokerageLakes Sotheby's International

Similar Homes