2680 Bluewater Dr, Moneta, VA, 24121
About This Home
One-of-a-kind residence near Smith Mountain Lake offering unmatched flexibility and potential. Located just off Scruggs RD and 10 minutes to Westlake Towne Center. Entry level features a kitchen, living area, full bath, and laundry, along with an expansive 2,400 sq ft garage/workshop--ideal for hobbyists, entrepreneurs, or storage. The lower level provides an additional 4,776 sq ft, currently configured as a woodworking and painting space, easily adaptable for a variety of uses. Whether you envision a home business, studio, or multi-use retreat, this property delivers endless possibilities. Tools available for purchase separately.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2021
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom1
- Level: E
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Concrete,Vinyl
- Finished area above ground: 2,160
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 4,320
- Total interior livable area: 2,160 sqft
Kitchen
- Level: E
Laundry
- Level: E
Other
- Level: E
Property
Details
- Parcel number: 032 00021 05
- Zoning: A1
Features
- Patio & porch: Front Porch
Lot
- Lot size: 0.82 Acres
Parking
- Parking features: Attached,Garage Under
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $312 | $3,744 |
| Electricity | $208 | $2,496 |
| Total | $5,303 | $63,636 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $895,000 |
| 2020-10-22 | Sold | $25,000 |
| 2019-10-17 | Sold | $27,000 |
| 2017-01-16 | Sold | $148,000 |
For Sale by Agent
View on Zillow